Pacific Cove Realty and Loan

License #: 01495022

Phone:
949-258-4211
Toll free:
Direct 714-454-2748
Contact Us

Hire A Top Real Estate Firm That Will Invest In Your Future

Listing Your Home

 
  • I beat all my competitors in price, experience, and service

  • No hidden charges

  • Aggressive MLS & Internet marketing

  • Professional photos are included 

  • You are hiring a local agent

  • Cancel anytime policy

Why hire Peggy Aldinger? 
Orange County's  #1 Low Commission Broker!

GO TO MY "CLIENT REVIEWS" TAB & SEE WHY!

1% Listing Fee plus Free Escrow Fee with ZERO hidden charges. 

This is a true low listing fee with ZERO hidden or extra charges/fees. Additionally there are no upfront payments for my service, you only pay my fee at the closing of escrow.  I will save you 60%+ on the listing side! Simple & fair - upfront pricing!  My fee does not include the buyers side commissions which is typically 2%-2.5%. I can also save you money on the buyers side commission, call me for the details.  ​

On average my clients save $11,250 on listing commission fees.

(Based on the standard 2.5% listing fee and home value of $750,000)​

Internet Marketing - Your house will be everywhere! 

I will GENERATE MAXIMUM EXPOSURE with MLS and Internet syndication.  Your home will be everywhere online for maximum market exposure to buyers. Your home will be on all the real estate websites: 

Zillow, Realtor.com, Trulia, Coldwell Banker, Redfin, Berkshire Hathaway, Century 21, ReMax and hundreds of other real estate websites!  Your house will be everywhere! ​

Professional Photos: Professional photo are included in my listing fee.

Great marketing starts with great photos! 

Professional photo are included in my listing fee. With over 95% of all home buyers viewing properties “online” good photos are key to attracting buyers. I also have additional options for marketing to make your home look its best!  If you are looking for Aerial photos, custom walk through videos or 3D tours I have all these options available!  Please contact me to review which marketing options are best for your home! 

 

Cancel Your Listing at Anytime

Most agents push their sellers to sign a listing agreement for a minimum of six months and even up to a year.  I allow my clients to cancel the listing agreement at any time if you are not satisfied. There is no risk or cost to you in giving me the opportunity to sell your home! 

Full Agent Services

I provide all the services, if not more than a traditional agent.  The reason I can charge less than my competitors is because I'm an independent broker and don't pay up to 50% of my commission to a big franchised broker in fees, instead I pass my savings to you.  I am a full-time broker/agent with over 15 years experience and have sold hundreds of homes in Orange County 

​​

Full Professional Agent Representation

  • Pre-listing consultation (meet in person at your home to review the listing process, pricing strategies for your home and prepping your home for market.)

  • Professional photography are included in my fee

  • MLS (Multiple Listing Service) marketing

  • Advertising on all major real estate websites

  • Digital lock-box (Sentri Lockbox)

  • For sale sign 

  • Open house options 

  • Showing software & notification system (ShowingTime)

  • Transparent offer software & notification system (ShowingTime)

  • Online signature technology (Docusign software)

  • Disclosure software (Glide software)

  • Contract negotiation expertise

  • Coordinate Inspections 

  • Title & Escrow coordination

  • Prompt & reliable communication 

  • Helpful advice throughout the process

  • Cancel anytime policy

  • & more! 

 

YOU GET THE WORKS ALL FOR A LOW FEE!

The commission structure in real estate hasn't changed in over 50 years! With the average home price in Orange County around $850,000 I believe a flat listing fee is a fair price and saves you over 60%+ in commission.  The standard agent commission is 5% (2.5% to the listing agent & 2.5% to the buyers agent).  You save 60%+ on the listing side and you will receive excellent service!  ​

WHY USE A DISCOUNT LISTING AGENT 

TO SELL MY HOME? 

Selling your home for a low fee with an experienced discount real estate agent is a smart choice!  The real estate market is rapidly changing and "discount real estate agents" are leading the way! Consumers don't mind paying a commission to a real estate professional if the price is reasonable. With the average home prices in Orange County pushing $850,000, savvy sellers are reluctant to pay full commissions when experienced, discounted commission Realtors can sell their home for a reasonable fee. 

 

​Please contact me today to discuss how to get your home sold at top dollar while saving thousands. 
 

Peggy Aldinger

Direct: 714-454-2748

Office: 949-258-4421

Broker/Owner #01495022

Mortgage Broker #1997686

 

Placing Your Home on the Market

The first step toward putting your home up for sale is to meet with your REALTOR® at your home. This meeting is referred to as the "listing appointment". Beforehand, it's also important to understand “who's who" and how brokers may co-operate to sell your home.

Listing Broker

An individual real estate broker whom the seller hires to represent themselves through a contract called a "listing agreement". The listing Sales Representative is associated with the listing broker. The listing broker is directly paid the listing commission and then splits the commission with the listing Sales Representative.

Selling Broker

An individual who produces a buyer for the property and divides the commission with a listing broker. Such a transaction is considered a "co-operative" sale because the house is listed by one broker and a buyer is provided by a second broker. If the listing broker also produces the buyer, then the listing broker receives both listing and selling sides of the commission.


A Little Homework

Before the listing appointment, both the home seller and the listing Sales Representative have some homework to do. While the home seller collects a list of documents requested by the Sales Representative, the listing Sales Representative studies recent area sales of homes comparable to the seller's, and also comparable homes currently for sale.


Your Home’s Special Features

At the listing appointment, the listing Sales Representative will want to inspect the entire home and yard to become familiar with its special features and exact floor plan. You have probably enjoyed living in your home and have been pleased with its many unique features. Your listing Sales Representative will want to tell prospective buyers about the special features of your home and community. Be ready to be specific about schools, churches, daycare, nearby metro, and other desirable community features, as well as home features not readily apparent.

Remember, prospective buyers will be "comparison shopping" and keenly aware of subtle differences in homes for sale in the area. Be sure to tell your listing Sales Representative why yours is special, from any home remodeling to afternoon winter sunshine.


Property Profile Folder

To enable the listing Sales Representative to prepare a ‘Highlight Sheet’ on the property, the home seller needs to provide a number of documents and information specific to the location and jurisdiction. This ‘Highlight Sheet’ is often left in the home for the convenience of prospective selling Sales Representatives. Because the list is long, you can understand why it's best to collect the papers before the listing appointment. These materials may include:

Pay-Off Notice

A letter signed by the home seller and mailed to the lender by the listing broker to notify the lender of the intention to pay off the mortgage in order to minimize prepayment of interest penalties to the seller. (Home seller should provide the broker with the lender's address, loan balance, assumability, years remaining on present mortgage, PITI. and the interest rate, if possible.)

Septic and Well Inspection

vIf property is on septic/well, current inspections by local health authorities are required while the home is occupied. The listing Sales Representative will usually arrange for inspection after the contract is approved.

 

Order Lender Appraisal

Lenders usually require an appraisal to assure that the property is adequate collateral for a loan. Appraisal may be ordered before (paid by seller), but is more often done after an "offer to purchase” is accepted (paid by buyer).

Assessments/Easements

The listing Sales Representative will ask the home seller if any tax assessments or easements exist on the property that must be paid or included in the purchase contract and passed on with the land when sold.

Property Taxes/Condominium Fees

The home seller provides a record of property tax or condominium fee payments which the buyer will reimburse on a prorate share to home seller at settlement.

Inspections

Many lenders of new mortgages may require an inspection certificate that shows the house is free of major defects.

The home seller should also provide a record of the past 12 months’ utility bills, including gas, electric, sewer, water, and trash where applicable. Most buyers will want to know the history of utility costs.

Helpful Documents

If possible, the home seller should provide the listing Sales Representative with the deed, house location survey, condominium bylaws or home owners association documents, subdivision map, house floor plan, previous title search abstracts, legal description of property (subdivision, section and lot), warranties on major systems or Home Owners Warranty, if still in effect, and copy of home owners insurance policy for endorsement in purchase contract.


"What Conveys?"

In anticipation of a buyer's offer, the home seller must be ready to supply the listing Sales Representative with a specific list of the personal property that is included in the real estate property for sale. Examples of items to "convey" may include: draperies, drapery rods, remaining heating oil, firewood, washer, dryer, refrigerator, stove, microwave, disposal, swimming pool chemicals, awnings, storm doors and windows, screens, blinds, shutters, window air conditioner, etc. Home seller should tag or remove items which do not convey.

When the home seller is ready to put the home on the market, the listing agreement is filled out indicating a specific period of time the agreement is in effect ("listing period"), and signed by the seller. You've now hired a listing broker.


Comparative Market Analysis

Maximizing Market Value

Preparing a Comparative Market Analysis (CMA) is an important tool Sales Representatives use to help you earn the highest possible price for your home. A CMA involves looking at the public records of real estate business in your community to better understand market conditions.

There are four steps your Sales Representative will take in preparing your home’s CMA:

  1. Your REALTOR® will consider the amount paid for at least 3 recently sold homes in your community. These homes will be comparable in size to yours and together comprise a factual record of what buyers will pay.
  2. Your REALTOR® will then consider the asking prices of at least 3 presently listed homes in your community. Because these homes are similar to yours, these homes will be the benchmarks against which your home will be priced.
  3. Your REALTOR® will then consider the asking prices of at least 3 homes in your community that went unsold for at least 90 days. Similar to your home, these homes illustrate the dangers of overpricing your property.
  4. Finally, your REALTOR® will use all the price information gathered to arrive at an ideal asking price for your home.


Have Questions?