1% Listing Fee / 50% Rebates

Our business model 

saves you thousands! 

Pacific Cove Realty and Loan's 1% Listing Program is exactly what it implies. Instead of charging 2.5% to 3% to list your home, we only charge 1% AND we give you the same full service as any other broker and frequently much more. Our 1% listing commission is based on the sold price of your home and it is due only upon the successful sale and close of escrow. There are no upfront fees or upfront costs to you of any kind.

Why pay more for the same Full Service? Pacific Cove Realty and Loan's 1% Listing Program includes:

• Providing a professional Comparative Market Analysis (CMA) exclusively for your home
• Sales recommendations to help you set a listing price for your home to get the highest, fasted sale possible
• Evaluate and pre-stage your home prior to showing
• Professional photographs of your home for the MLS and for color marketing flyers
• List your home on the California Regional Multiple Listing Service (CRMLS)
• Full exposure on over 90 national real estate websites including Zillow, Trulia, Realtor, Re/Max, Century 21, Redfin, and much more
• Your own web page hosted on our website promoting your home
• Installing a Supra electronic key safe lock box on your home

• Advertising your home including a “For Sale” sign, color marketing flyers, and advertised open houses on the web
• Pre-qualifying all potential Buyers for your home
• Negotiating with Buyers to get the best possible price and terms
• Supplying and completing all contract documents and disclosure
• Ordering and reviewing the required Natural Hazard Zone Disclosure Report
• Ordering and reviewing the Preliminary Title Report to insure the home has no liens or title defects
• Scheduling and overseeing all Buyer's home inspections
• Scheduling and overseeing any required termite inspection
• Coordinating the escrow closing with the Buyer's lender

All these services are performed under our 1% Listing Program and with no upfront fees costs to you. Bottom Line-- Pacific Cove Realty and Loan  keeps more of your money in your pocket where it belongs.

Most agents push their sellers to sign a listing agreement for a minimum of six months and even up to a year.  At Pacific Cove Realty and Loan we allow you to cancel your listing at any time if you are not completely satisfied.  If we don't perform you can cancel your listing agreement with no cancellation fee.  

SIMPLE & TRANSPARENT PRICING!

*1% Listing Commission—No Upfront or Hidden Fees

*Full Service

Home Buyer Rebates for Our Buyers through 

Buyer Commission Rebates

Pacific Cove Realty and Loan  is a leader in leveraging technology to reduce the cost of buying or selling a home. When you purchase a home through Pacific Cove Realty and Loan we will rebate 50% of our commission. This is completely legal and tax free. For example, you could receive up to $15,750 when buying a $1,050,000 home!

Frequently Asked Questions

How does the Buyer Commission Rebate work?

If however you purchased a $1,050,000 home through Pacific Cove Realty and Loan  using our  Buyer Commission Rebate, rather than keeping the entire commission Pacific Cove Realty and Loan  would rebate 50% of our commission back to you! Your actual rebate will vary depending upon the actual purchase price and the actual buyer agent commission but could even be larger on a more expensive property.

What’s the catch? How do I know I’ll get my rebate?

There is no catch! Everything is fully disclosed and Pacific Cove Realty and Loan gives instructions for the rebate to escrow so the rebate is issued directly by escrow. The real estate rebate will appear on your HUD disclosure statement provided to you by the escrow officer. Pacific Cove Realty and Loan never has access to your rebate money.

What can I do with my rebate?

You can use your real estate rebate to help pay your closing costs or buy down your interest rate to save even more money. With your lender’s approval you can also take it as cash and save it, fix up your new home, purchase new furniture, and more!

Do I need to sign a buyer agency agreement in order for you to help me find a home?

NO! Unlike many other real estate brokerages that may require you to sign a buyer agency agreement to lock you into working with them, Pacific Cove Realty and Loan believes in winning your trust and your business by providing excellent service and unbeatable value. With Pacific Cove Realty and Loan you have no risk or no lock-in — if you don’t like the service we provide while searching for your home you are free to leave and continue searching for your home with another real estate brokerage.

Some new housing developments offer to pay closing costs. Can I combine this with my rebate?

YES! You can combine these funds to give you even more flexibility in buying upgrades for your new home or to do anything you choose. The only caveat is that your Pacific Cove Realty and Loan agent MUST be present with you when you first visit the development otherwise you will be considered a direct customer of the developer and your agent  will not be able to assist you with the transaction and provide you a rebate. If you are considering a new housing development definitely contact Pacific Cove Realty and Loan first so you don’t lose the opportunity for a rebate!

Can I get the rebate if I use a VA loan?

YES! You will get the buyer  rebate no matter how you finance your home so using a VA loan is not a problem.

Can I get the rebate if I use an FHA loan?

YES! You will get the rebate now matter how you finance your home so using an FHA loan is not a problem.